Certificates of Deposit

Certificates of Deposit are the safe way to invest for the future. We offer a fixed, guaranteed rate and a variety of investment terms to fit your needs.

REGULAR CERTIFICATES OF DEPOSIT
• Account may be opened with a minimum of $1,000.
• The specific rates and terms are disclosed at account opening and are available from any of our Retail Bankers.
• After the initial deposit, additional funds may not be added until the maturity date.
• The rate at the time of account opening or renewal is fixed until maturity.
• Certificates are payable at the scheduled maturity. Unless otherwise indicated the account will be automatically renewed at maturity at the rate then in effect for a CD of that term and renewal amount. You have a grace period of 10 calendar days after the maturity date to withdraw funds without being charged a penalty.
• Withdrawals from the principal amount before maturity will result in an early withdrawal penalty. The application of this penalty may result in a reduction of the original principal invested.
• A statement of activity is provided annually.

JUMBO CERTIFICATES OF DEPOSIT
• Account may be opened with a minimum deposit of $100,000 or more.
• The specific rates and terms are disclosed at account opening and are available from any of our Retail Bankers.
• After the initial deposit, additional business funding may not be added until the maturity date.
• The rate at the time of account opening or renewal is fixed until maturity.
• Certificates are payable at the scheduled maturity. Unless otherwise indicated the account will be automatically renewed at maturity at the rate then in effect for a CD of that term and renewal amount. You have a grace period of 10 calendar days after the maturity date to withdraw funds without being charged a penalty.
• Withdrawals from the principal amount before maturity will result in an early withdrawal penalty. The application of this penalty may result in a reduction of the original principal invested.
• A statement of activity is provided annually.